Assembling your view…
Crunching costs, sorting signals, rendering insights.
Crunching costs, sorting signals, rendering insights.
Moving to Odessa is a financial step down — higher costs without proportional income gain.
Odessa has a cost index of 97 vs 110 for Surprise. Odessa is 13 points cheaper overall. Monthly rent goes from $1,926 to $1,612 (-16%).
If you earn the Surprise median of $93,371, you would need approximately $82,336/year in Odessa to maintain equivalent purchasing power, based on the cost index difference of 13 points (12%).
Median rent in Surprise is $1,926/month. In Odessa it is $1,612/month — a difference of $314 per month, or $3,768 per year.
Moving to Odessa is a financial step down — higher costs without proportional income gain. The salary equivalent to maintain your current lifestyle is $82,336/year in Odessa. The median income there is $73,030.
Estimated monthly essentials total $4,011 in Surprise vs $3,463 in Odessa — a difference of $548/month ($6,576/year).
The median home price in Odessa is $248,410 vs $421,071 in Surprise. With 20% down and a 6.5% rate, the estimated monthly mortgage payment is $1,256 in Odessa vs $2,129 in Surprise.